Over the weekend I read a great article in the Australian Financial Review (Catherine Robson - page 34 – “Why being an optimist is better for your finances”). It resonated with me as it described how “we have a 24 hours news cycle and a natural propensity to listen to commentators who seem credible because of their negative views. This can mean that we go beyond prudently avoiding excessive investment risks to being driven exclusively by risk aversion”. How true this is! The advent of social media, where everyone has a voice, and usually a negative one, drives so many people to procrastinate on making sound investment decisions, despite the positives outweighing the negatives by a large margin.