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Think you can't save a deposit? Yes you can!

Get focused on saving for a deposit with these simple tips.
is a lack of clarity and focus around their finances. When you…u need to get really focused on getting your finances in shape. This means paying off all of your
https://www.multifocus.com.au/blog/think-you-cant-save-deposit-yes-you-can

"Why being an optimist is better for your finances"

Over the weekend I read a great article in the Australian Financial Review...
Why being an optimist is better for your finances
https://www.multifocus.com.au/blog/why-being-optimist-better-your-finances

The RBA rate cut – and why it wasn’t designed for homeowners

If you have a mortgage and it isn’t locked into a fixed rate, you definitely have cause to celebrate this week!

https://www.multifocus.com.au/blog/rba-rate-cut-and-why-it-wasnt-designed-homeowners

Personal loans can severely impact your borrowing capacity

You may only have a small personal loan but how will it affect your future mortgage application?
Finance said many borrowers have little understandin
https://www.multifocus.com.au/blog/personal-loans-can-severely-impact-your-borrowing-capacity

Big 4 bank or boutique lender??

What's the crucial difference? Could a smaller lender benefit you?
re in need of finance. Many people also think that if they ha…to buy a home or investment property or to refinance your existing loans
https://www.multifocus.com.au/blog/big-4-bank-or-boutique-lender

60 Minutes story - Irresponsible bank lending

On Sunday evening Channel 9 aired a story on 60 minutes about irresponsible bank lending. Looking at the details of the investigation quite a few points reported simply don’t add up.

https://www.multifocus.com.au/blog/60-minutes-story-irresponsible-bank-lending

4 ways your bank could be costing you money

In my experience, banks are very much focused on what is right in front of them. They are trained to sell loans, and driven to meet their weekly and monthly sales targets, which means they’re focused on ‘the now’, rather than wanting to discuss your long-…
and the nightmare of navigating property finance paled in comparison to the feeling of finall… I used my regular bank to finance the purchase…ooking into property investing and different finance strategies that I realised using my own bank
https://www.multifocus.com.au/blog/4-ways-your-bank-could-be-costing-you-money

Get set for life

Can the average Australian build a retirement-ready portfolio? Australians are approaching retirement woefully under prepared, many people are wondering how they can take control of their financial future.
g to keep rising and constant reminders from finance experts that Australians are approaching ret
https://www.multifocus.com.au/blog/get-set-life

Predictions for property and finance in 2016! 5 economists weigh in

Predictions, forecasts, expectations and projections: they’re all fancy ways of explaining the educated guesses that we make about the future of our property investments and wealth.
finance and business data to help them make informed
https://www.multifocus.com.au/blog/predictions-property-and-finance-2016-5-economists-weigh

3 questions to ask before fixing your mortgage rates

Before you rush into a fixed-rate loan, there are a few questions you need to ask yourself first!
fixed for three years and as part of the refinanceion for fixing was to unlock equity in the refinance process and to ensure repayment certainty ov… which had allowed me to carefully plan my finances and strategically structure my property por
https://www.multifocus.com.au/blog/3-questions-ask-fixing-your-mortgage-rates

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